Breaking the habit of overspending relative to actual income, without shame-based restriction.
Spending beyond what's actually coming in is a habit with real, identifiable triggers, not a character flaw — and shame-based advice about it rarely produces lasting change. This guide addresses the habit directly and practically.
Inside: identifying your specific overspending triggers, building friction into the spending habits that cause the most damage, using credit responsibly instead of avoiding it entirely or over-relying on it, and building a healthier relationship with spending over time. Available in print (8.5×11, binder-ready) and digital (6×9, phone-optimized) formats.
Breaking the habit of overspending relative to actual income, without shame-based restriction.
