A clear framework for deciding what to prioritize with extra money — emergency savings, debt payoff, or investing.
One of the most common points of financial confusion is simply what to do first when there's extra money available — save it, pay down debt, or invest it. This guide closes the series with a clear, practical framework for that decision.
Inside: the general order of operations that works for most situations, when it makes sense to deviate from the standard order, balancing multiple financial goals at once realistically, and revisiting the priority order as your situation changes over time.
Includes 6 fill-in worksheets and self-assessments (print version), AI-powered prompts at the end of every chapter, and clickable links to Claude and ChatGPT in the digital version. Available in print (8.5×11, binder-ready) and digital (6×9, phone-optimized) formats. Instant download after purchase.
A clear framework for deciding what to prioritize with extra money — emergency savings, debt payoff, or investing.